Certain Capital
Certain Capital
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Certain Capital

Certain CapitalCertain CapitalCertain Capital

Real estate, simplified.

Our properties
Learn More

Certain Capital

Certain CapitalCertain CapitalCertain Capital

Real estate, simplified.

Our properties
Learn More

Welcome

We invest in multi-family residential real estate across Ontario.

Our properties

Project HH

Project HH

Project HH

Toronto

Project BR

Project HH

Project HH

Brantford

Project C1

Project HH

Project C1

Welland

Project C2

Project C2

Project C1

Welland

Project C3

Project C2

Project C3

Welland

Project C4

Project C2

Project C3

Welland

Project Rose

Project Rose

Project Rose

Welland

Our project!

Project Rose

Project Rose

VideoS & PODCASTS

Creating a 3rd Unit using a Dormer - Triplex Conversion in Welland

Our managing partner, Michael, walks through some details on a recent triplex conversion in this 2022 interview.

Case Study: Buying a Rental Property just BEFORE the Market Crash | Triplex Conversion

How do you navigate a down market? Does buying just before a downturn destroy your returns? This video discusses a live example.

House Hacking & Triplex Conversions | Well Off Podcast

YouTube Link | Spotify Link
House Hacking, BRRRs, Conversions & more on Georges El Masri's "Well Off" podcast in an Episode from January 2024

Podcast: Intentional Investing with Michael Lombardi

Spotify Link

The beginnings of the Certain Capital journey are discussed on Dave Dubeau's "Property Profits" podcast in an Episode from July 2023

House Hacking for Real Estate Wealth: A Path to Success

YouTube Link | Spotify Link

Michael Lombardi was a house hacker before he'd ever heard the term! He realized that by buying a property with rental income, it would cost him less to carry the property than if he'd bought a cheaper property and was the only resident...

House Hacking in Toronto to Owning 7 Rentals

YouTube Link

In today’s video, Ryan and I sit down with Michael Lombardi who’s been a long-time client and investor here in the Niagara Region. Michael’s story is very inspiring, starting with house-hacking a triplex in Toronto as his first home, and then moving on to buying multiple duplexes and triplexes both in Brantford and Welland, and some of the lessons Michael learnt from his mother who worked as a Property Manager in Toronto while he was growing up. Check it out!

How having $100k+ Real Estate Equity gives options in a Job Loss | Part 2

YouTube Link

Owning Rental Properties gives you options during a job loss, why you should invest in what you understand, and why some diversification is valuable both in investments and in the industry you work in. This and more in today's video with Michael Lombardi.

From Wealthsimple to Instacart: Dream Jobs, Melted Ice Shops, and A.I. with Guest Michael Lombardi

YouTube Link | Spotify Link | Apple Podcasts Link

If you're itching to know how to stand out in the job hunt or just in for some juicy tales and expert whispers on navigating the career jungle, this episode is your golden ticket. Spoiler alert: It's an adventure packed with laughs, learnings, and, well, a dash of mystery!  This isn't your average career chat; we're serving up the secrets to snagging that dream job, getting promoted, and the art of making your resume pop in the age of A.I. Ever heard about first job flops and melted ice cream shop debacles?

Oh, we've got stories that'll make you chuckle. Plus, a sneaky peek into how real estate can weirdly wind its way into your career path

Harnessing Property Managers & Partnerships for Real Estate Success with Michael Lombardi Ep. 151

Spotify Link | Apple Podcasts Link

Meet Michael Lombardi, a savvy investor who embarked on his real estate journey in 2016, starting with house hacking in Toronto and expanding his expertise to strategically add value to properties in smaller Ontario markets.In this episode, Michael shares about:The importance of strong relationships in real estate, suggesting that changes should be made gradually within trusted relationships.Joint venture partnerships, focusing on the significance of selecting partners wisely ...

How Michael Lombardi Turned a Single-Family Home into a Triplex

Spotify Link | Apple Podcasts Link

Discover how Michael Lombardi transformed his real estate strategy from struggling with condo bids to successfully house hacking his way to financial freedom. In this video, Michael shares his journey of converting a single-family home into a profitable triplex, the challenges he faced, and the valuable lessons he learned along the way. Learn how you can leverage house hacking to subsidize your mortgage with rental income and scale your real estate portfolio. Perfect for beginner investors looking to maximize their property investments!

Our Services

Expertise & Full Service Management

Our expertise lies in value-add projects, which typically require a large amount of time to quarterback all the moving parts.

Buy & Hold, BRRR, Conversions, Re-development

This is our wheelhouse; and we invest accordingly.

Community Improvement

Our goal is to add value to the communities we invest in by creating clean, safe, desirable rental suites for our tenants.

Certain Capital

Looking to invest but not sure where to start?

Contact us!

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